Fraud hates process.
A practical page for small businesses, nonprofits, churches, and local teams that need simple fraud controls before money leaves the account.
Five rules that save money
Small organizations do not need enterprise software to stop most scams. They need a no-exceptions process.
Verify payment changes by phone
Use a known number, not the number in the email. Vendor bank changes should require callback verification.
Require two-person approval
Any wire, ACH, payroll change, gift card purchase, or unusual vendor payment needs a second approver.
Protect email accounts
Turn on two-factor authentication for email, accounting, banking, and social media accounts.
Separate duties
The person entering payment details should not be the only person approving payment release.
Train staff on pressure tactics
Scammers pretend to be owners, pastors, managers, vendors, and clients. The pressure is the tell.
Email compromise
Fake invoices, hacked vendor accounts, and “new banking info” emails.
Payroll scams
Fake employee direct deposit changes and HR impersonation.
Fake reviews
Extortion, fake listings, reputation scams, and fake Google calls.
Make this a 30-minute business training.
Use this page as the landing page for Chamber events, bank partnerships, nonprofit board trainings, and small business workshops.